I use a number of cards every day and ironically, my bank card is the one I use the least.
Ranked from worst to best, or perhaps I should say from useless to useful, these are my favourite 7 crypto cards I use daily.
7. Coinbase (never been able to use it)
To me at least, this is a non-starter.
To this day, I still haven’t been able to use the Coinbase card. I ordered it, received it in the mail, and then I had trouble signing in to the app. There was always some form of technical error.
A few months later, Coinbase announced I’d have to order a new card because the old one would be discontinued. So I did, received it. And went back to square one with these technical errors.
So yeah, I have a Coinbase card, but I never use it. And I don’t plan to either.
6. Binance (about to be discontinued)
This is also a non-starter, because as most of you know the Binance card will be discontinued at the end of the year.
I used it on a couple of occasions, but yeah nothing to write home about.
5. Crypto.com (just another VISA card)
After the new update, which at this point happened well over a year ago, the standard crypto.com card is just a card. I keep it because it is now the only Visa card I have, but I never use it.
No cashback unless you stake CRO, which in my humble opinion you have to be mad to think that’s a good idea.
4. Revolut (just another card, but there’s one useful feature)
Revolut isn’t a crypto company but it’s trying to be.
The all-encompassing app offers a bunch of things including the ability to invest in stock as well as crypto. This isn’t a good place for crypto, in my opinion, because the fees are way too high.
But the card is mildly useful, and it has one feature I really like. It allows you to automatically set aside the spare change from your transactions and place it a piggy bank-style vault.
Say you spend $8.45 – the spare change, ie $1.55 – automatically goes to this piggy bank.
It’s a useful feature, allows you to save money seamlessly.
3. Curve (super useful, but it’s not crypto)
Curve isn’t a crypto app, but it’s super useful. For those unfamiliar, Curve allows you to use one card for all your cards. The card ‘feeds off’ various cards you add to the app.
This is especially convenient for virtual cards, because it allows you to use them as plastic cards.
At the moment, I’ve added my bank card, my Wirex card, and my virtual Nexo card to my Curve.
Also, I’ve subscribed to Curve Metal, ($9.99 a month) because A, it includes free health and travel insurance and B, you get cashback on certain purchases.
2. Nexo (potentially useful, but with a catch)
The Nexo card is the one that most closely resembles a credit card in terms of the way it works.
You can use it as a debit card, or as a credit card. If you use it as a debit card, there’s no real difference between this and any other card. If you use it as a credit card, you can borrow at up to 0% interest rate depending on your collateral.
If you use it as a credit card, you get 2% cashback (in NEXO token) on everything.
That’s great. But the problem is it is very easy to lose track of your spending, and if you don’t have enough collateral, the interest rate is outrageous.
I should also point out you can use NEXO token to pay for interest but NOT to pay for expenses.
1. Wirex (no fees, and no questions asked cashback)
Wirex is a crypto app that also supports FIAT top-ups.
Once or twice a week, I wire money from my bank to my Wirex account and spend FIAT via the card, which also gives 0.5% cashback on every and any purchase, no questions asked.
You can ramp up that number by holding a certain amount of Wirex tokens but I don’t like exchange-backed tokens, so I never do that.
What’s your favourite? Let me know in the comments.
This article was crossposted on Publish0x
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